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Title: WTF????? $40-80k/year for family HMO in New York? Post by: Aske on September 01, 2009, 08:33:05 AM http://www.nydailynews.com/money/2009/09/01/2009-09-01_buyin_yer_own_insurance_gets_heartstopping.html?print=1&page=all
Title: Re: WTF????? $40-80k/year for family HMO in New York? Post by: Spartan on September 01, 2009, 08:41:52 AM It's the same thing when you have an industry association trying to set up rates for their members to save money. The company with the healthiest employees find cheaper rates elsewhere leaving the worst companies in the group. The next year they crank up the rates and the healthiest oif those remaining go elsewhere, ad infinitum.
I'm afraid the same thing will happen with a government option. The only people selecting that coverage will be those that can't get insurance elsewhere. Title: Re: WTF????? $40-80k/year for family HMO in New York? Post by: birdymaker on September 01, 2009, 09:42:32 AM It's the same thing when you have an industry association trying to set up rates for their members to save money. The company with the healthiest employees find cheaper rates elsewhere leaving the worst companies in the group. The next year they crank up the rates and the healthiest oif those remaining go elsewhere, ad infinitum. I'm afraid the same thing will happen with a government option. The only people selecting that coverage will be those that can't get insurance elsewhere. Isn't that kind of the point. ??? Title: Re: WTF????? $40-80k/year for family HMO in New York? Post by: Spartan on September 01, 2009, 10:57:38 AM It's the same thing when you have an industry association trying to set up rates for their members to save money. The company with the healthiest employees find cheaper rates elsewhere leaving the worst companies in the group. The next year they crank up the rates and the healthiest oif those remaining go elsewhere, ad infinitum. I'm afraid the same thing will happen with a government option. The only people selecting that coverage will be those that can't get insurance elsewhere. Isn't that kind of the point. ??? I would hope that the government option would be attractive enough for some people to select it. I thought it was supposed to compete with private insurance, not be the place where private insurance dumps all in poor health. Title: Re: WTF????? $40-80k/year for family HMO in New York? Post by: birdymaker on September 01, 2009, 01:18:03 PM It's the same thing when you have an industry association trying to set up rates for their members to save money. The company with the healthiest employees find cheaper rates elsewhere leaving the worst companies in the group. The next year they crank up the rates and the healthiest oif those remaining go elsewhere, ad infinitum. I'm afraid the same thing will happen with a government option. The only people selecting that coverage will be those that can't get insurance elsewhere. Isn't that kind of the point. ??? I would hope that the government option would be attractive enough for some people to select it. I thought it was supposed to compete with private insurance, not be the place where private insurance dumps all in poor health. And that is why the health care industry is fighting the government option tooth and nail. They want to have their cake and eat it too. They want to choose only the "healthy" people to insure, but on the other hand don't want the government option to compete with them for those people. When it comes right down to it they could care less if the rest crawl away and die as long as it doesn't affect their bottom line. The health care industry has become the modern day mafia. "You gonna pay us for protection from nothing". Should you actually NEED "protection" you will be immediately rubbed out. If you don't like it *goshdarn* sue us, we got lawyers up the ass. (http://www.forum****treme.com/images/sFi_hitman.gif) Title: Re: WTF????? $40-80k/year for family HMO in New York? Post by: MFAWG on September 01, 2009, 05:52:00 PM It's the same thing when you have an industry association trying to set up rates for their members to save money. The company with the healthiest employees find cheaper rates elsewhere leaving the worst companies in the group. The next year they crank up the rates and the healthiest oif those remaining go elsewhere, ad infinitum. I'm afraid the same thing will happen with a government option. The only people selecting that coverage will be those that can't get insurance elsewhere. Isn't that kind of the point. ??? I would hope that the government option would be attractive enough for some people to select it. I thought it was supposed to compete with private insurance, not be the place where private insurance dumps all in poor health. And that is why the health care industry is fighting the government option tooth and nail. They want to have their cake and eat it too. They want to choose only the "healthy" people to insure, but on the other hand don't want the government option to compete with them for those people. When it comes right down to it they could care less if the rest crawl away and die as long as it doesn't affect their bottom line. The health care industry has become the modern day mafia. "You gonna pay us for protection from nothing". Should you actually NEED "protection" you will be immediately rubbed out. If you don't like it *goshdarn* sue us, we got lawyers up the ass. (http://www.forum****treme.com/images/sFi_hitman.gif) You need to grow up. gPrYviZtVrs An 'Advancable Tax Credit'? WTF is that, and is there a concrete proposal on the table for such a thing? |