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Title: AAA Auto Insurance *goshdarn* Sucks! Post by: gleek on July 31, 2007, 10:35:51 AM A hit-and-run isn't covered by uninsured motorist coverage in California.
Let me rephrase that. Uninsured motorist coverage doesn't cover the deductible in hit-and-run accidents. Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: Clive on July 31, 2007, 10:58:24 AM USAA applied the comprehensive deductible ... after we asked.
Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: dystopia on July 31, 2007, 11:03:22 AM Weird timing. I'm currently in the process of switching from AAA to State Farm for car insurance.
Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: Aske on July 31, 2007, 11:05:01 AM why do you hate korprit merka ?
Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: birdymaker on July 31, 2007, 11:47:10 AM insurance companies, the modern mafia.
Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: Walfredo on July 31, 2007, 12:33:25 PM No way to tell whether the person that did the hit and run has insurance right?
Can't you tell I work for an insurance company. Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: gleek on July 31, 2007, 12:38:26 PM No way to tell whether the person that did the hit and run has insurance right? Can't you tell I work for an insurance company. Why do you hate 'Merkans? Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: BFBoy on July 31, 2007, 02:41:12 PM I work for an insurance company, and while I don't sell property and casualty insurance, I AM having some ethics issues with my job. Though the company preaches ethics, I find that not exposing everything, totally, is the way to be most successful. For me, total discolsure is the ONLY way to go.
Hence my apprehension.I DON'T feel as I am a leech, but without total disclosure, I feel that a client may be persuaded without ALL the facts. I may soon find that this is not the job for me. Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: Art Vandelay on July 31, 2007, 02:55:31 PM I'm a property claims handler and I'm the salt of the earth, honest as they come. Just ask me. I'll tell you so. :angel:
Now, those auto insurance guys, they're a whole 'nuther story... ;) And don't even get me started on agents and claims lawyers. [sm_shock] Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: twoiron on July 31, 2007, 07:13:10 PM Sorry to hear of your situation gleek....
The Un-insured motorist coverage is pretty much the same World Wide, unless you can prove the identity of the Third Party, and that they were at fault you get lumped with the excess/deductible. BFBoy... if you want to know about disclosure you should work for an Australian Insurance Company. We're subject to some fairly intensive requirements in respect to disclosure and compliance [sm_devil] This applies to Agents/Brokers and any employee who is "Market Facing". ;) Anywho I'll leave it at that.... Cheers Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: Uisce Beatha on July 31, 2007, 07:28:02 PM If you post on this board and you're not an insurance guy please raise your hand.
Good luck gleek. Insurance issues suck. Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: BFBoy on July 31, 2007, 11:44:19 PM Sorry to hear of your situation gleek.... Don't get me wrong. I would never think of not disclosing everything. And, while the Company I work for talks about ethics, the impression I get, from the meetings I attend, is that I am too concerned with telling the client ALL the potential risks. Just the other day, an agent said to me, 'I realize you are a very ethical person, but sometimes you tell the client too much. You don't have to give them all the facts all the time'.The Un-insured motorist coverage is pretty much the same World Wide, unless you can prove the identity of the Third Party, and that they were at fault you get lumped with the excess/deductible. BFBoy... if you want to know about disclosure you should work for an Australian Insurance Company. We're subject to some fairly intensive requirements in respect to disclosure and compliance [sm_devil] This applies to Agents/Brokers and any employee who is "Market Facing". ;) Anywho I'll leave it at that.... Cheers This is what makes me think that this isn't the job for me. I don't think that there is any amount of gain, I could receive, that would make it ok to compromise my integrity. Title: Re: AAA Auto Insurance *goshdarn* Sucks! Post by: twoiron on August 01, 2007, 12:33:49 AM Sorry to hear of your situation gleek.... Don't get me wrong. I would never think of not disclosing everything. And, while the Company I work for talks about ethics, the impression I get, from the meetings I attend, is that I am too concerned with telling the client ALL the potential risks. Just the other day, an agent said to me, 'I realize you are a very ethical person, but sometimes you tell the client too much. You don't have to give them all the facts all the time'.The Un-insured motorist coverage is pretty much the same World Wide, unless you can prove the identity of the Third Party, and that they were at fault you get lumped with the excess/deductible. BFBoy... if you want to know about disclosure you should work for an Australian Insurance Company. We're subject to some fairly intensive requirements in respect to disclosure and compliance [sm_devil] This applies to Agents/Brokers and any employee who is "Market Facing". ;) Anywho I'll leave it at that.... Cheers This is what makes me think that this isn't the job for me. I don't think that there is any amount of gain, I could receive, that would make it ok to compromise my integrity. I know how you feel... better to completley inform your client of all the risks and have them make a better decision than end up with unwanted claims and needless litigation... |