GolfHos
 
*
March 29, 2024, 01:05:39 AM
Username: Password: Duration:

if you work hard, anything is possible.

 
Pages: [1]   Go Down
  Print  
Author Topic: if you work hard, anything is possible.  (Read 2132 times)
0 Members and 1 Lurker/Spider are viewing this topic.
Aske
Lederhosen

Karma: 120
Posts: 31405
Offline Offline


View ProfileIgnore this user
if you work hard, anything is possible.
« on: April 13, 2007, 10:34:44 AM »

http://sfgate.com/cgi-bin...2007/04/13/carollloyd.DTL  Angry
Logged Return to Top

Quote
Russia has invaded a sovereign neighboring state and threatens a democratic government elected by its people. Such an action is unacceptable in the 21st century.
--  Chimpy McFlightsuit, CEO of Bu$hco Industries of 'Merka
Uisce Beatha
Amazing Technicolor Dreamcoat
From: In the Jar

Karma: 116
Posts: 7357
Offline Offline

Get me the tank!

View ProfileIgnore this user
Re: if you work hard, anything is possible.
« Reply #1 on: April 13, 2007, 10:57:31 AM »

My wife worked in mortgages for years and eventually became a wholesaler for A and B products.  While there are many good brokers out there there are just as many in it for a quick buck.  They don't care about treating people right because they don't intend to service them next time around. 

Oh, and if your mortgage guy looks just like the kid who sold you a cell phone last month... he probably is.
Logged Return to Top

"If you're darker than a caramel, Reverend Al speaks for you." - Aasif Mandvi
"Well, you can tell by the way I use my walk, I'm a woman's man: no time to talk." - stroh
Aske
Lederhosen

Karma: 120
Posts: 31405
Offline Offline


View ProfileIgnore this user
Re: if you work hard, anything is possible.
« Reply #2 on: April 13, 2007, 11:03:07 AM »

My wife worked in mortgages for years and eventually became a wholesaler for A and B products.  While there are many good brokers out there there are just as many in it for a quick buck.  They don't care about treating people right because they don't intend to service them next time around. 

Oh, and if your mortgage guy looks just like the kid who sold you a cell phone last month... he probably is.

why do you hate 'merka ?!??!   
Logged Return to Top

Quote
Russia has invaded a sovereign neighboring state and threatens a democratic government elected by its people. Such an action is unacceptable in the 21st century.
--  Chimpy McFlightsuit, CEO of Bu$hco Industries of 'Merka
Uisce Beatha
Amazing Technicolor Dreamcoat
From: In the Jar

Karma: 116
Posts: 7357
Offline Offline

Get me the tank!

View ProfileIgnore this user
Re: if you work hard, anything is possible.
« Reply #3 on: April 13, 2007, 11:14:16 AM »

why do you hate 'merka ?!??!   

Contractually obliged.
Logged Return to Top

"If you're darker than a caramel, Reverend Al speaks for you." - Aasif Mandvi
"Well, you can tell by the way I use my walk, I'm a woman's man: no time to talk." - stroh
Uisce Beatha
Amazing Technicolor Dreamcoat
From: In the Jar

Karma: 116
Posts: 7357
Offline Offline

Get me the tank!

View ProfileIgnore this user
Re: if you work hard, anything is possible.
« Reply #4 on: April 13, 2007, 11:23:29 AM »

Sidenote:  I realize we're talking about poor, uneducated people here but how on earth did they think they could afford a $720K house on $83K per year*?

I mean, at some point don't you have to cop on to the basic math?

* Assuming there's work year round which the article and common sense suggests is not likely.
« Last Edit: April 13, 2007, 11:25:07 AM by Uisce Beatha » Logged Return to Top

"If you're darker than a caramel, Reverend Al speaks for you." - Aasif Mandvi
"Well, you can tell by the way I use my walk, I'm a woman's man: no time to talk." - stroh
Walfredo
Straitjacket

Karma: 18
Posts: 2013
Offline Offline

Paintin the town brown

View ProfileIgnore this user
Re: if you work hard, anything is possible.
« Reply #5 on: April 13, 2007, 11:40:23 AM »

We qualified for twice as much house as we purchased.  Had we gone for the complete amount we would be so house poor. 
Logged Return to Top

For hither not, I am the stallion.
Come fear, come love, I am the stallion.
You know that I am the stallion, mang.
I am, I am the stallion, mang.
You know that I am the stallion, mang.
I live, I walk, I am the stallion, mang.
spacey
Amazing Technicolor Dreamcoat
From: Group W Bench

Karma: 98
Posts: 7733
Offline Offline


View ProfileIgnore this user
Re: if you work hard, anything is possible.
« Reply #6 on: April 13, 2007, 11:45:10 AM »

We qualified for twice as much house as we purchased.  Had we gone for the complete amount we would be so house poor. 
I'm actually disgusted at the levels of credit for which my wife and I qualify. (At what point, by the way, should lenders be held responsible for their reckless lending practices?)

I think people anymore have confused "we have just barely enough money to fulfill all our monthly obligations" with "we live within our means."
Logged Return to Top
Aske
Lederhosen

Karma: 120
Posts: 31405
Offline Offline


View ProfileIgnore this user
Re: if you work hard, anything is possible.
« Reply #7 on: April 13, 2007, 12:01:12 PM »

We qualified for twice as much house as we purchased.  Had we gone for the complete amount we would be so house poor. 
I'm actually disgusted at the levels of credit for which my wife and I qualify. (At what point, by the way, should lenders be held responsible for their reckless lending practices?)

I think people anymore have confused "we have just barely enough money to fulfill all our monthly obligations" with "we live within our means."

feel free to max that credit out and share the wealth over here  Wink
Logged Return to Top

Quote
Russia has invaded a sovereign neighboring state and threatens a democratic government elected by its people. Such an action is unacceptable in the 21st century.
--  Chimpy McFlightsuit, CEO of Bu$hco Industries of 'Merka
TFT
Straitjacket

Karma: 30
Posts: 2159
Offline Offline


View ProfileIgnore this user
Re: if you work hard, anything is possible.
« Reply #8 on: April 13, 2007, 12:29:43 PM »

The system is funky to start with.

For instance, until the actual lender employs an appraiser in the first place instead of an invested broker it will always have an easier way to go wrong.

We are in the business and responsibility starts with us (not legally but morally).  In the many years in the frame we have only had one client foreclosed upon and that was simply because she stopped paying the mortgage because she wanted to spend her money on something else.   Smoking

Walfredo, how long have you had the mortgage now?  We might be able to get you a better rate if you want us to look at it.
Logged Return to Top

Pages: [1]   Return to Top
  Print  
 
Jump to:  

Related Posts
well, he's up on the important stuff
Being president is hard. It's hard work. It's slightly less hard if yo
by spacey

Home Climate Control Settings
[quote]it has to work too hard to catch up[/quote]Ours (the Honeywell Chromother
by Seamus

Fun but work
Tearing down is always the best part!  [sm_thumbsup2]Cliff Claven appreciat
by Fuzzy

WOW. scum.
Serious question:Why do you think other peoples hard work should be made availab
by MFAWG

 


 
  Powered by SMF | SMF © 2001-2009, Lewis Media

Dilber MC Theme by HarzeM