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how much of your health insurance premium...

 
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Aske
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how much of your health insurance premium...
« on: October 03, 2006, 03:07:26 PM »
do you directly recover EVERY year.

i don't mean,  like you spend $5000 and 2x every ten years you go to the ER and end up with a $45,000 bill   hence saving you about $40,000

i mean, you have a chronic illness/injury treatment etc  and you spend $5000 and directly get the insurance to at least pay  say, 2000 on prescriptions...  hence you are really only spending $3000 on insurance...
that's what i'm looking for...
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spacey
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Re: how much of your health insurance premium...
« Reply #1 on: October 03, 2006, 03:16:49 PM »
Nearly 100% of my insurance premium is added to the "risk pool." I am an extremely low utilizer. Just doing my part to keep my coworkers and employees' premiums lower I suppose.
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Aske
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Re: how much of your health insurance premium...
« Reply #2 on: October 03, 2006, 03:36:51 PM »
Quote from: spaceage on October 03, 2006, 03:16:49 PM
Nearly 100% of my insurance premium is added to the "risk pool." I am an extremely low utilizer. Just doing my part to keep my coworkers and employees' premiums lower I suppose.

come work here then
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Russia has invaded a sovereign neighboring state and threatens a democratic government elected by its people. Such an action is unacceptable in the 21st century.
--  Chimpy McFlightsuit, CEO of Bu$hco Industries of 'Merka
spacey
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Re: how much of your health insurance premium...
« Reply #3 on: October 03, 2006, 03:40:39 PM »
Quote from: Burzooom! on October 03, 2006, 03:36:51 PM
Quote from: spaceage on October 03, 2006, 03:16:49 PM
Nearly 100% of my insurance premium is added to the "risk pool." I am an extremely low utilizer. Just doing my part to keep my coworkers and employees' premiums lower I suppose.

come work here then
 Angry Grin Grin
Besides my being grossly underqualified, you can't pay me enough.  Cool
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Aske
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Re: how much of your health insurance premium...
« Reply #4 on: October 03, 2006, 03:42:49 PM »
Quote from: spaceage on October 03, 2006, 03:40:39 PM
Quote from: Burzooom! on October 03, 2006, 03:36:51 PM
Quote from: spaceage on October 03, 2006, 03:16:49 PM
Nearly 100% of my insurance premium is added to the "risk pool." I am an extremely low utilizer. Just doing my part to keep my coworkers and employees' premiums lower I suppose.

come work here then
 Angry Grin Grin
Besides my being grossly underqualified, you can't pay me enough.  Cool


 Cry Cry  Cheesy
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Russia has invaded a sovereign neighboring state and threatens a democratic government elected by its people. Such an action is unacceptable in the 21st century.
--  Chimpy McFlightsuit, CEO of Bu$hco Industries of 'Merka
stegerman
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Re: how much of your health insurance premium...
« Reply #5 on: October 04, 2006, 04:09:56 PM »
Quote from: Burzooom! on October 03, 2006, 03:07:26 PM
do you directly recover EVERY year.

i don't mean,  like you spend $5000 and 2x every ten years you go to the ER and end up with a $45,000 bill   hence saving you about $40,000

i mean, you have a chronic illness/injury treatment etc  and you spend $5000 and directly get the insurance to at least pay  say, 2000 on prescriptions...  hence you are really only spending $3000 on insurance...
that's what i'm looking for...



negative $2945.50   roughly
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